PROVIDING YOU WITH INFORMATION AND ASSISTANCE.

Joseph Corporation provides counseling to answer your questions about foreclosure and to assist you with foreclosure prevention and intervention. You can pick up a Foreclosure Prevention Packet at our offices or download using the link below.

Return the completed Foreclosure Prevention Packet (including all copies of required supporting documents) to our office. Once the packet is reviewed, you will be contacted to attend a required workshop. Workshops are every Tuesday at 2:00 p.m. and every Friday at 10:00 a.m. Workshops are offered in both English and Spanish.

You can also attend an online seminar free of charge 24/7 access at http://www.ehomeamerica.org/josephcorporation

In an effort to be responsive to the needs of today’s homeowners, there are also options for unemployed homeowners and homeowners who owe more than their homes are worth.

Aurora Foreclosure Prevension

DOWNLOAD THE FORECLOSURE PREVENTION PACKET

Foreclosure prevention counseling services are provided free of charge by nonprofit housing counseling agencies.

What homeowners should know:

  • You should not have to pay for assistance with delinquent mortgages or avoiding foreclosure.
  • The mortgage lender makes the final decision on approval or denial of foreclosure or mortgage assistance.
  • If you are not making your mortgage payments, try to create a savings to help you be prepared for solutions the bank may offer.
  • Play and prepare: contact your mortgage lender as soon as you believe you may have financial challenges. You can also contact Joseph Corporation for assistance counseling.
  • Illinois allows homeowners to stay in the property until they have been notified of a Notice of Sale from the county.
  • On average, a Notice of Sale is given after being delinquent on 12-18 payments.
  • Legal help my be available to you. You may quality for assistance from Prairie State Legal Services. Please visit their website, http://www.pslegal.org or contact 1-888-966-7757.